Banks Are Refunding £1,000s to Millions of Paying Account Holders!

Start Your Online Claim Now to See What Could be Owed.

  • Highest Refund £10,477
  • Average Refund £1,894
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Have you ever paid a monthly fee for a bank account?

Get Your Mis-sold Bank Account Fees Back

Many paid bank accounts were not sold properly. You could claim back the fees plus 8% interest

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Your questions about Packaged Bank Accounts answered

Your questions about Packaged Bank Accounts answered Click on a question below to view the answer.

Customers have been charged a monthly fee for an account which has a bundle of extra insurances such as travel, smart phone and breakdown cover. However, it has been found that these insurances are not always suitable for the customer or that the customer might not always be able to make a claim on the policy, for example, if their health would prevent them from making a claim. It can sometimes be difficult for customers to make a claim on these policies due to restrictions in the small print. Some customers have found that they have no use for the some or all of insurances sold but the bank failed to draw this to their attention.
A good place to start would be to look at your monthly bank statements to see if you have been paying a fee for your account. Different providers of Packaged Bank Accounts use different names to market this product so your statement will not necessarily always make it clear as to the nature of the account. If in any doubt over a charge you can clarify it with your bank.
The complaint will not affect the relationship you have with the provider. The provider has a duty of care to treat you fairly and therefore you would not be treated any differently for having made a complaint.
The first point to make clear is that no fee is payable unless we are successful in winning compensation for you. Therefore, we work on a strictly no win, no fee basis. In the event that we secure you a positive outcome leading to compensation, our fee will be a percentage of any redress payment inclusive of VAT.
If the Packaged Bank Account is established as mis-sold normal practice would be to refund all the premiums you have made for the account and add 8% interest on top.
Yes, just because an account is closed does not prevent you from complaining if it is felt that it was not suitable for you.
This depends of the provider of the account and the work load they are currently experiencing. The regulator gives 8 weeks to give a response to your complaint. If a response is not forthcoming within this time frame, the complaint can be referred to the Financial Ombudsman Service.
Yes, you can go directly to your provider and lodge a complaint if you wish. However, our service has been specifically designed to take the hassle and stress out of doing this by yourself. Our process will help you to present a complaint that reflects all your key complaint points to aid you win any potential redress. The aim is to make sure that your complaint is taken seriously. Please note that the Financial Ombudsman Scheme could be used or any other mechanism such as legal expenses insurance to pursue a claim.